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Current Rates   Last Update:  9/3/2010 1:11:34 PM PST Mortgage Broker/Origination Fee:  0.000%   Lock Period: 30   days Estimated Fees: $5 * Based on a $200,000 loan amount for conforming loans and $500,000 for jumbo loans.   Programs: all 30 Year Fixed 15 Year Fixed 3/1 ARM 5/1 ARM FHA 30 Year Fixed VA 30 Year Fixed 7/1 ARM FHA 15 Year Fixed VA 15 Year Fixed 20 Year Fixed All Points Pay 0pts Pay 1pts Pay 2pts Pay 3pts Pay 4pts 30 Year Fixed Apply Prequalify RATE PAYMENT* POINTS (%) POINTS ($)* APR 3.875 % $940 1.625 $3,250 4.024 % 3.990 % $954 1.619 $3,238 4.140 % 4.000 % $955 1.000 $2,000 4.097 % 4.125 % $969 0.250 $500 4.160 % 4.250 % $984 -0.375 Get $750 4.233 %   15 Year Fixed Apply Prequalify RATE PAYMENT* POINTS (%) POINTS ($)* APR 3.250 % $1,405 2.498 $4,996 3.658 % 3.375 % $1,418 1.902 $3,804 3.697 % 3.500 % $1,430 1.375 $2,750 3.746 % 3.625 % $1,442 0.375 $750 3.724 % 3.750 % $1,454 -0.750 Get $1,500 3.686 %   3/1 ARM Apply Prequalify RATE PAYMENT* POINTS (%) POINTS ($)* APR 2.875 % $830 1.810 $3,620 3.050 % 3.000 % $843 1.518 $3,036 3.147 % 3.125 % $857 1.239 $2,478 3.245 % 3.250 % $870 0.970 $1,940 3.344 % 3.375 % $884 0.713 $1,426 3.443 %   5/1 ARM Apply Prequalify RATE PAYMENT* POINTS (%) POINTS ($)* APR 2.750 % $816 0.500 $1,000 3.551 % 2.875 % $830 0.000 $0 3.499 % 3.000 % $843 -0.500 Get $1,000 3.439 % 3.125 % $857 -0.625 Get $1,250 3.402 % 3.250 % $870 -0.750 Get $1,500 3.357 %   7/1 ARM Apply Prequalify RATE PAYMENT* POINTS (%) POINTS ($)* APR 2.750 % $816 1.500 $3,000 5.307 % 2.875 % $830 1.000 $2,000 4.983 % 3.000 % $843 0.500 $1,000 4.621 % 3.125 % $857 0.000 $0 4.217 % 3.250 % $870 -0.375 Get $750 3.775 %   FHA 30 Year Fixed Apply Prequalify RATE PAYMENT* POINTS (%) POINTS ($)* APR 4.000 % $955 1.588 $3,176 4.148 % 4.500 % $1,013 -0.940 Get $1,880 4.436 %   FHA 15 Year Fixed Apply Prequalify RATE PAYMENT* POINTS (%) POINTS ($)* APR 4.000 % $1,479 0.092 $184 4.063 %   VA 30 Year Fixed Apply Prequalify RATE PAYMENT* POINTS (%) POINTS ($)* APR 4.000 % $955 1.588 $3,176 4.148 % 4.500 % $1,013 -0.940 Get $1,880 4.436 %   VA 15 Year Fixed Apply Prequalify RATE PAYMENT* POINTS (%) POINTS ($)* APR 4.000 % $1,479 0.092 $184 4.063 %   Please Read the Following: Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000 Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

Creekside Financial is a division of RCI Corporation, by the California Dept. of Corporations under the California Mortgage Lending Act and the California Dept. of Real Estate. CA DRE license number 01310974. Copyright © 2004 Creekside Financial. All Rights Reserved.