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Questions to Ask Yourself Are you and your business credit worthy? -Your personal and business credit ratings will be analyzed. What kind of money do you require? -Short, long, intermediate term money or equity capital. How much money do your need? -Present exactly what you need and what it is for. Do you have sufficient collateral? -Your collateral must equal the loan amount at a minimum. What are the Lender's rules? -Ask about Loan to Value's and Debt Coverage Ratios. What kinds of limitations will be set by you? -Know your comfort level with rate, payment, and term.

Creekside Financial is a division of RCI Corporation, by the California Dept. of Corporations under the California Mortgage Lending Act and the California Dept. of Real Estate. CA DRE license number 01310974. Copyright © 2004 Creekside Financial. All Rights Reserved.